Be Empowered to achieve more.
The Plugs and Villages Technology Cooperative is a digital cooperative that empowers its members by offering them loans and credit services in a bid to assist them achieve their personal and business goals.
Tue, 17
Kayode's Loan
Approved
2500000
Mon, 09
Aisha's Loan
Approved
10550000
Fri, 23
Chinwe's Loan
Approved
760000
Your Ambition,
Our Financial Support
Plugs and Villages Financial Cooperative is here for you.
Fostering Tech Growth with Smart Financing

PVT COOP offers its service specifically to the technology eco-system in Nigeria which include staff of tech companies and the tech companies themselves.

The aim is...

To meet the cash flow gap that exists when tech companies are in-between their next capital raise.

and...

To meet the target finance needs of individual cooperators that work in these companies.

How it works
Businesses and individual members can join the cooperative by buying shares at the established price.

Membership Investment Criteria

A Business Cooperator must own a minimum of 10,000 shares valued at N500 per share which will be saved over a minimum of 3 months.

An individual Cooperator must own a minimum of 1,000 shares, valued at N500 per share, which will be saved over a minimum of 3 months.

Cooperators would be paid dividends based on the shares owned at the end of the financial year and the profit declared by the board and management committee.

Access Financing
for Every Goal
Explore Our Loan Products
Individual
Business
  • Get Started
    Car Financing

    This loan is 3x in comparison to the share value of your shares. It has a duration of 18 months at an interest rate of 7.5% monthly.

  • Get Started
    Mortgage Loan

    This loan is 10x in comparison to the share value of your shares. It has a duration of 5 years at an interest rate of 18.5% annually.

  • Get Started
    Training Loan

    This loan is 2x in comparison to the share value of your shares. It has a duration of 6 months at an interest rate of 7% monthly. This applies to Certification Exams.

  • Get Started
    Project Loan

    This loan is 3x in comparison to the share value of your shares. It has a duration of 18 months at an interest rate of 7.5% monthly.

  • Get Started
    Ordinary Loan

    This loan is 3x in comparison to the share value of your own shares. It has a duration of 3 months at an interest rate of 7.5% monthly.

  • Get Started
    Project Loan

    This loan is 5x in comparison to the share value of your own shares. It has a duration of 6 months at an interest rate of 7% month.

Revenue Pillars
Investment returns from each offering
Loan ROI
Investment ROI
Business ROI
Our Team
The Driving Force Behind Our Success

Mr. Joshua Iniakpaniko

President

Mr. Ikenna Odiakosa

Vice-President

Mr. Oluwaseun Odusanya

General Secretary

Mr. Ayomide Oshun

Financial Secretary

Mr. Damilola Arogundade

Treasurer

Download our brochure

Explore our comprehensive brochure to discover more about our products, services, and solutions. Click the download button to get started on your journey with us.